PayMyDebt runs on QVTX — a DNA-native settlement substrate. Each balance, authorization, and payment is minted to a ByteID and anchored on Chain 42000, so what's owed and what's recovered is content-addressed, tamper-evident, and auditable end-to-end — not a line in a spreadsheet someone can edit.
Don't just clear a balance — convert it. PayMyDebt.io takes an authorized obligation and re-expresses it as a tracked QVTX asset: payable, settle-able, and tokenized on-chain so both sides can see exactly where it stands.
Owed money? Place your accounts with QUANTVESTRIX. We take on collection files and recover payments on a contingency basis — fully disclosed, multi-source verified, and tracked on-chain so you can watch recovery happen in real time.